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Loan Programs

Whether it’s a home purchase or a large-scale commercial project refinance, we can help.

Why Private Money?

What does an individual or company do when they need a loan and the bank says “no”? Borrowing from traditional sources like banks or other financial institutions is becoming near impossible due to strict, unrealistic guidelines.  Even if you are approved it could take months and mounds of paperwork until the loan is funded.  Fetch A House is a private money lender that has the unique ability to look beyond a borrowers past circumstance and focus on the equity in real estate to fund their hard money loan.  For us, poor credit, a prior bankruptcy or even foreclosure to us are simply hurdles, not roadblocks.   We are able to think “outside the box” in order to help provide you the hard money loan funds you need in order to meet your goals.

From a single-family residence to a large commercial power mall and a purchase or refinance, we can help.  Our immediate access to capital and streamlined loan process has allowed us to fund hard money loans for thousands of borrowers and brokers.  We have a proven track record and the experience to know that listening to what the clients wants and needs are leads to a successful transaction.  Feel free to contact a decision maker directly by calling, chatting or emailing us when you are ready.  We are confident with what we can provide and will be here to answer every question you have.

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HOW IT WORKS

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1.  Apply Online

It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

2. Get Approval 

Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.

3. Loan Funded

In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

4. Pay Monthly

You make monthly payments to us via mail, phone or direct deposit.  It’s that easy.

WHAT WE LEND ON

Residential

Single Family Residence Condominium, Apartment Duplex, Triples, Quadraplex

 Commercial 

Office and Retail, Multi-Family, Storage, Hospitality, Industrial

 Fix and Flip

Complete Rehab, Remodel, Buy and Hold

Fetch A House Private Money Lending Criteria

The first part of every successful fix and flip is finding the right real estate property.  That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment. At Fetch A House we are only interested in funding projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

*Higher credit scores (680+), and down payment (20% or more) trumps 3,4 and 5.

Ready To Get Your Loan?

FILL OUT THE FORM BELOW TO START THE PROCESS

Lending Application

Pre-Qualify For Your Loan Below
    If No, Once you obtain a Purchase & Sale agreement please reach out to us again.
  • Include home address, city, state, zip code, and county.
    Even if you are doing the repairs yourself , we need a bid from a Licensed Contractor to verify the renovation amount.
  • Fetch A House does not have a minimum credit score requirement. Credit score only determines the pricing of the loan.
  • Fetch A House does not require experience but we do give better pricing for experience. We prove your experience before closing by you submitting closing HUD statements on the deals you have previously completed in the last 24 months
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